The Hindu·4 min read·hard
Bank’s credit-deposit ratio touches 82.6% in Q1FY27
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Ashokamithran T.
✦AI Summary
Indian banks' credit-deposit ratio reached 82.6% in Q1FY27 as loan growth outpaced deposit growth. Analysts attribute this trend to banks redeploying excess investments into loans and high capital levels.
Indian banks’ credit deposit (CD) ratio stood at 82.6% in the first quarter (Q1) of fiscal 2027 as loans grew faster than deposits, according to data from the Centre for Monitoring Indian Economy (CMIE).
businesseconomy
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