NZ Herald·3 min read·medium

home buyers warned of costs when buying with less than 20% deposit – The Prosperity Project

N
Nadine Higgins
home buyers warned of costs when buying with less than 20% deposit – The Prosperity Project
AI Summary

New Zealand mortgage adviser Michelle Isemonger warns that first-home buyers using deposits of less than 20% face significant extra costs, including low-equity margins. While lower house prices and mortgage rates are encouraging buyers, experts advise considering the long-term financial impact of these premiums.

More than half of New Zealand’s first-home buyers are now getting on to the property ladder with less than a 20% deposit – but many don’t realise the costs of doing so.

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