Rethinking finance education for the age of retail banking
The article argues that Indian business schools must modernize their finance curricula to reflect the shift toward retail banking and digital consumer credit. It suggests integrating data literacy and fintech regulation into core coursework to prepare students for a mobile-first financial landscape.
W alk into most MBA finance classrooms in India today and you will find a curriculum designed for a different era. Corporate finance, derivatives, investment banking, fixed income analysis ... these remain the established pillars of finance education. While they are important, they are no longer sufficient. India’s banking sector has undergone a structural shift toward retail and consumer credit. The critical question facing business schools today is not whether the curriculum must change but whether our classrooms will lead this transformation or be left behind by it.
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