Fortune·2 min read·medium
Top CD rates July 23, 2026: Lock in up to up to 4.45%
✦AI Summary
Financial institutions are lowering CD and savings rates following Federal Reserve interest rate cuts in 2025. Experts suggest that locking in current rates now may be a prudent strategy before further potential reductions occur.
Alongside three Federal Reserve cuts to the federal funds rate in 2025, many financial institutions reduced their CD and savings rates. Still, CD rates remain reasonably attractive, and locking in a CD now ahead of any future Fed rate reductions is p... [5666 chars]
businesseconomy
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