Fortune·4 min read·medium
Top CD rates July 28, 2026: Lock in up to up to 4.45%
G
Glen Luke Flanagan
✦AI Summary
As of July 2026, top certificates of deposit (CDs) are offering interest rates up to 4.45% APY. Financial experts suggest that locking in these rates may be a prudent strategy following recent Federal Reserve interest rate cuts.
The most competitive certificates of deposit currently offer rates reaching 4.45% APY (annual percentage yield) as of July 28, 2026.
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